Build & Launch Financial Products Across Africa
Infrastructure and Compliance to help companies build, launch and Scale Financial Services Across the continent.
Empowering the most innovative companies around the globe.











Products
Product Portfolio:
Engineered for Growth

Seamlessly Integrate Banking and Payment Solutions
Infrastructure for Banking and Payments.
Tembo provides secure, fully integrated APIs that enable neobanks, fintechs, and businesses to easily launch and scale financial services across Africa. With one integration you can access a suite of features, including KYC, local payments, business accounts, individual accounts, actual and virtual cards, bill payments, and international remittances.

Move money across Borders
Domestic & Cross border Payment Rails.
Tembo revolutionizes how businesses handle payments across Africa with our secure, fully integrated local payment rails. Effortlessly manage merchant collections, bulk disbursements, and inbound remittances—all through a single platform, with one integration and one contract.

Compliance to scale across Countries
Regulatory Compliance
Tembo enabled international merchants to seamlessly accept payments from customers in Africa via Bank Transfers, Cash, Mobile Money Wallets, and Cards with fast, secure settlements in USD, EUR, GBP, or other preferred currencies.
One Partner. One API.
Multiple Countries.
Transform how your business builds and scales across Africa. One Partner for Compliance, Banking, and Payment rails.

Benefits
Make financial integration fast, seamless & reliable
Payment Collections
Get access to comprehensive payment solutions with pricing that scales with your business.
Disbursements
Handle Payouts and Disbursements to Banks and Mobile Money platforms. Integrate with our APIs or use our Payout Dashboards.
Cross-Border Payments
Send payments across borders. Handle Collections for International Merchants. Collect Local Currencies and Settle Internationally
Use Cases
Payment Collections for International merchants
Collect locally from all payment methods and settle internationally in your preferred currencies.
One contract, one API for banks, mobile money, payment rails and local compliance for global merchants with customers across Africa.
Domestic Mobile Money Collections and Disbursement
One API to connect millions of mobile money wallets for payments and collections.
Mainly used by betting companies, e-commerce, large enterprises and NGOs.
International Remittance Termination
One API, one account, one float to terminate international remittance into millions of bank accounts and mobile money wallets across Africa.
Ideally used by remittance companies, aggregators and payroll processors.
Business Banking
Our APIs empower businesses to manage their financial operations across Africa with enterprise-grade banking solutions. Open and operate actual bank accounts, virtual accounts, and sub-accounts tailored for B2B transactions. Ideal for Neobanks and Fintechs managing corporate clients, as well as cross-border trade facilitators handling international business payments and collections.
Consumer Banking
Seamlessly integrate retail banking features into your platform with our comprehensive APIs.